Is Jaco, Costa Rica Safe? Here’s How to Protect Yourself

Are you wondering if Jaco, Costa Rica is a safe place to visit? You’ve come to the right place! We are a couple from the USA and Germany who have lived in Costa Rica since 2016. We visit the Jaco area often and know all about what you can expect regarding safety here.

We created this guide to go through all the potential safety issues, not just crime. Learn about environmental factors and how to protect yourself, safety during transportation, safety from different local wildlife, and more.

So, let’s get to all things safety in Jaco!

Safety from Crime in Jaco

Central Jaco, the main strip, and the beachfront are safe during the day and bustling at night with tourists.

Here are some ways you can protect yourself.

• Never leave anything of value in your car with the vehicle unattended. Theft from cars is a common issue in Jaco. Even if you’re parked in what seems like a safe area, always take your valuables with you.
• Don’t walk around alone at night. Avoid walking in secluded or poorly lit areas at night, especially on the outskirts of Jaco. It’s also a good idea to stay away from deserted sections of the beach after dark​​.
• Don’t carry large amounts of cash or valuables. Bring what you need for the day and store the rest in a secure location, such as a hotel safe. It’s also a good idea to spread out your cash and cards in different places, such as a money belt or different pockets, in case of theft.
• Dress the part. Avoid wearing flashy clothing, expensive jewelry, or designer bags that may attract unwanted attention. Most people here wear basic shorts and a T-shirt with sneakers or flip-flops.
• Pay attention in restaurants. Most restaurants in Costa Rica are somewhat open-air so it is easy for anyone to walk in off the street. If you have a purse or backpack, don’t put it on the back of your chair. Instead, I put it on the floor between my legs with one strap through my leg. Also, don’t leave your cell phone just sitting on the table where someone can easily grab it.
• Stay Aware of Your Surroundings. Always be mindful of your surroundings. Trust your instincts. If something feels off, leave the area.
• Be Cautious with ATMs. Use ATMs inside banks or well-lit, populated areas rather than standalone ATMs on the street. These machines are more secure, and it’s less likely that you’ll be targeted for theft while withdrawing cash.
• Don’t Get Distracted. Scammers often try to distract travelers by asking for directions, offering help, or creating a diversion. Keep your focus and guard up, especially in busy areas. If someone approaches you asking for assistance, be polite but maintain distance.

What to Do if Robbed

If you do experience theft or another crime while in Jaco, here’s what to do:

1. Stay Calm and Comply with the Robber: In most cases, robbers are looking for cash, phones, or valuables and are not interested in harming you.
2. Get to a Safe Location: This could be a well-populated area, a café, or your hotel. The sooner you get to a place where you feel secure, the better.
3. Report the Robbery to the Police
   • Dial 911: In case of an emergency, you can call 911, which will connect you to emergency services, including the police. The operators speak both Spanish and English. If you purchase an E-SIM to stay connected it is a data plan and does not include calls. However, you will always be able to call 9-1-1.
   • File a Police Report (Denuncia): You must file a report with the Organismo de Investigación Judicial (OIJ), which handles robberies and crimes. There are police stations in San José where you can report the crime. Be prepared to provide details such as what was stolen, where the robbery occurred, and a description of the assailant.
4. Cancel Stolen Cards and Replace Lost Documents
   • If your credit or debit cards were stolen, contact your bank immediately to cancel the cards and prevent unauthorized transactions. Many banks have international toll-free numbers for emergencies.
   • If your passport was stolen, you will need to contact your country’s embassy or consulate in Costa Rica to report the theft and begin the process of replacing it. The U.S. Embassy, for example, is located in the Pavas neighborhood of San José (about 1.5 hours from Jaco).
5. Seek Help from Your Embassy or Consulate
   • In addition to replacing a passport, embassies can help you navigate local laws, provide a list of lawyers if needed, and offer other assistance. Make sure you know the contact information of your country’s consulate before traveling.
6. After reporting the robbery to the police and canceling any stolen cards, your travel insurance can help reimburse you for the loss. If you don’t have travel insurance yet, make sure to get it before your trip. Check out our recommended insurance provider.

Travel Tip: Keep a backup copy of important documents like your passport and travel insurance policy, either digitally or in a separate location, in case your primary copy is stolen.

Weather and Climate Safety in Jaco

Jaco’s tropical climate is typically hot and humid year-round, with distinct dry and rainy seasons.

Dry Season (December to April):
During the dry season, Jaco experiences sunny days with temperatures ranging from the mid-70s to mid-90s Fahrenheit (24°C to 35°C).

This season is perfect for visiting the beach and enjoying outdoor activities, however, it’s important to stay hydrated and apply sunscreen regularly.

Heat exhaustion and sunburn are so common here.

I mean. obviously, you have come to Costa Rica for a nice sunny vacation. However, you are probably not used to how powerful the sun can be here.

I know it sounds extreme, but I highly suggest wearing a long-sleeved swim shirt while in the water. It is so normal that tourists get bad sunburns on things like snorkel tours, while surfing, or swimming.

Rainy Season (May to November):
The rainy season in Jaco runs from May until the end of November. From May until late July you can expect sunny days and afternoon rain showers that roll in around 2PM. These typically only last for a few hours.

From August until late November you can expect heavier rains that can occasionally last all day. This is when you need to be more cautious about your safety.

These heavy rains can lead to slippery roads, flash flooding, and poor visibility. If you’re planning outdoor activities like hiking or surfing, be aware that the trails can become muddy and rocks can be slippery.

Tips for Staying Safe in Jaco’s Climate:

• Stay Hydrated: Carry water with you at all times to avoid dehydration, especially when spending extended time on the beach or engaging in physical activities.
• Use Sun Protection: Even on cloudy days, the UV index remains high in Jaco due to its proximity to the equator. Always apply high-SPF sunscreen, wear hats, and consider long-sleeved, UV-protective clothing.
• Thunderstorms: Avoid outdoor activities like swimming or hiking during a thunderstorm. Seek shelter indoors and wait until the storm passes before resuming your plans​.

Earthquakes

There are earthquakes in Costa Rica. And, I will admit, that they freak me out so much! Luckily, they are usually pretty mild and nothing to be concerned about. In our several years of living here, we have never experienced an earthquake that caused any destruction.

If a major earthquake occurs it is best to drop down and take cover under a sturdy table or desk until the shaking stops.

If you are outside it is best to get away from anything that might fall on you such as buildings or power lines.

Mosquitos

The mosquitos are typically worse on the Central Pacific Coast of Costa Rica (where Jaco is) than in any other area of the country. Fun!

Typically, you won’t get bit during the day, but once the sun goes down they can be really bad. I suggest always carrying bug spray with you after dark even when going out to restaurants (because almost everything is open-air).

Unfortunately, some mosquitos in Costa Rica can carry illnesses such as Zika and Dengue, which are definitely not illnesses you want.

Find out more in our guide to mosquitos in Costa Rica.

Sun Protection

As I mentioned above, the UV index tends to be very high here, even on days when it doesn’t feel that hot.

Always wear strong SPF sunblock and cover your skin when possible.

It is no fun to have your vacation ruined by a bad sunburn!

Safety During Activities in Jaco

There are a lot of fun things to do in the surrounding area, but there are some things you need to look out for in order to stay safe.

Beach and Ocean Safety

• Rip Currents: Jaco Beach has strong rip currents, particularly near the northern and southern ends. Always pay attention to the flags on the beach and swim in areas monitored by lifeguards​
• Lifeguards: The central part of Jaco Beach is usually patrolled by lifeguards. However, they are not always there so it is best not to depend on them.
• Stay Hydrated and Protected: The sun in Jaco can be intense, so make sure to wear sunscreen and drink plenty of water to avoid heat exhaustion​
• Crocodiles: Yes, you read that correctly. There are crocodiles in Rio Tarcoles which runs near Jaco. DO NOT SWIM IN THE RIVER!

Hiking Safety

My personal favorite place to hike near Jaco is at Carara National Park. You should also definitely take a day trip to Manuel Antonio National Park if you are in this area.

Here is what you need to know in order to stay safe while exploring the nature filled trails.

• Stay on Marked Trails: The trails around Jaco can be rugged and sometimes poorly marked. Straying off the path increases the risk of getting lost or encountering wildlife unexpectedly.
• Hike with a Buddy: It’s best to avoid hiking alone, especially if you’re unfamiliar with the area. A hiking buddy can help in case of an emergency.
• Bring Plenty of Water and Snacks: I think of myself is a pretty fit person, but I still find that I get dehydrated so quickly in Costa Rica. The climate here is just so hot and humid (in the rainy season). Bring more water than you think you’ll need and a few snacks to keep your energy up. I love to buy Gatorade for hikes here for the extra electrolyte boost.
• Wear Proper Footwear: Some trails can be steep, slippery, or rocky. Wearing sturdy, closed-toe shoes with good grip will help prevent injuries.
• Beware of Wildlife: Jaco’s forests are home to snakes, spiders, and other wildlife. Pay attention to your surroundings, avoid touching or disturbing animals. I used to have a habit of touching trees while hiking for support or just because. You don’t want to do that here!

Adventure Activity Safety

The Jaco area is known for its thrilling adventure activities, including ziplining, ATV tours, and waterfall rappelling. Here’s how to make sure you stay safe:

• Choose Reputable Tour Operators: Most tour companies in Costa Rica are pretty good, but some lesser-known companies might not meet safety standards. Look for companies with good reviews, certified guides, and proper safety equipment. Tip: I love booking tours through Viator for Jaco. That way you can check reviews and make sure a company seems reputable.
• Follow Guide Instructions: Adventure activities require you to follow instructions carefully. Make sure you understand the safety protocols and follow your guide’s directions for a secure experience. Almost all people working in tourism speak English well.
• Wear Proper Safety Gear: Activities like ziplining and rappelling require helmets, harnesses, and gloves. Double-check that all equipment fits securely and is in good condition before starting.
• Know Your Limits: Many adventure activities in Jaco are physically demanding. If you have any concerns or health issues, talk to your guide or tour operator in advance to determine if the activity is right for you.
• Trust Your Instincts: If something feels unsafe or just off to you, trust yourself.

Nightlife Safety

Jaco’s nightlife is one of its major attractions, with bars, clubs, and restaurants bustling until late at night. While the atmosphere is generally safe, there are a few tips to keep in mind:

• Stay in Central Jaco: This area is well-patrolled by police, making it one of the safer spots to enjoy the nightlife. However, it’s still wise to stick to well-lit streets and avoid walking alone at night.
• Travel in Groups: If possible, go out with friends or other travelers. Avoid heading out alone, especially in unfamiliar areas.
• Avoid Flashy Displays of Wealth: Keep your jewelry, expensive electronics, and large sums of cash out of sight. Petty theft can occur in busy areas or at club.
• Always Keep an Eye on Your Drink: This goes for both men and women. I have heard about both genders being slipped something to debilitate them and then being robbed or worse. If possible, always buy bottled beer or cans so you can easily cover the hole. Thomas bought us these little can covers last year and they are great. We got them mainly for keeping bugs out of drinks while outside, but I would imagine they would be helpful while partying as well.
• Beware of Machoism: Ladies, this one is for you. Costa Rican men can be somewhat macho. What I mean is that they often have no problem approaching women and can be more physical than you might want while out at a club. Typically, they are respectful if you ask them to stop or walk away, but it’s definitely something to watch out for. I highly suggest not going out to nightclubs on your own.

Staying Safe While Driving

Downtown Jaco is very walkable and the roads in the surrounding area typically aren’t too stressful However, there are still a few things to keep in mind:

• Use Licensed Taxis: Always opt for licensed taxis or ride-sharing services like Uber. If you’re unsure, ask your hotel to call a taxi for you​. You can recognize licensed taxis because they will be red with a yellow triangle on the driver and passenger side door.
• Public Buses: If using public buses, avoid carrying large sums of money and always keep an eye on your belongings​. I have actually heard several times about people taking the bus from another area of the country to Jaco and putting their backpacks in the rack above their seats. They have fallen asleep and woken up to their backpacks being gone. Always keep your valuables directly on you!
• Avoid Driving at Night: If you’re driving, be cautious of the narrow roads and unpredictable driving habits in Costa Rica. Avoid driving at night if possible​.

Things to Pack to Stay Safe

• SPF 50 Sunblock: The UV index here is often very high. I have definitely gotten a sunburn here in the past because I didn’t realize how much sun exposure I was getting even under trees.
• A Sun Hat: We love this one from Columbia. It is slightly nerdy, but lightweight and can easily fold up for your luggage.
• Insect Repellent: Mosquitoes in Costa Rica are known to carry illnesses such as Dengue and Zika, so it’s good to be prepared.
• A First Aid Kit: We have this travel first aid kit and it has been great to have for minor injuries.
• Blister Bandaids: If you plan on wearing new shoes, definitely get a pack of these blister bandaids. They have saved us on many occasions. Plus, I find the humidity here can make my shoes rub more than normal.
• A Head Lamp: This is great if the power goes out, but also helpful to see when walking around after dark.
• Money Belt: We don’t actually typically use one of these, but it can be helpful when walking around in the downtown area.
• Portable Charger: It is a good idea to always have your phone charged for directions, calling the police in case of emergency, etc. I love the Anker portable charger for that.
• LifeStraw Waterbottle: You can drink the tap water here, but we suggest buying bottled water just to be safe. If you opt to drink tap water Lifestraw filters out most bacteria for an added layer of protection.
• Waterproof Backpack: We have this waterproof daypack and we love it for all Costa Rican adventures. It will keep you protected from the rain during hikes or from the water during boat trips.
• Travel Insurance: We highly suggest purchasing travel insurance for your trip to Costa Rica. This adds a layer of protection for travel days, canceled trips, medical treatments, and more. We like HeyMondo for Costa Rica travel insurance.
• E-Sim Card: It is so important to be able to stay connected while in Costa Rica. In the past year, we’ve started using e-sims from Airalo and they are awesome! Keep in mind that this is just data so you won’t be able to make calls. However, even without the ability to make regular calls you can still call emergency numbers such as 9-1-1.

Travel Tip: If you are a US citizen it is a good idea to register with STEP. This is a program put on by the US government so that they know where you are in the world. This way they can notify you and get in contact with you in case of things like terrorist attacks (which is probably not something you need to worry about in Costa Rica), major storms, etc.

Healthcare and Emergency Services in Jaco

Jaco is a popular town with foreign retirees, so there are a decent amount of doctors who speak English if you need.

If you need to go to the hospital you should go to:

The best hospitals in the country are located in San Jose. This is about a 1.5 hour drive from Jaco. If you have a serious injury or illness I suggest heading there.

• Hospital CIMA San José: One of the top private hospitals in Costa Rica, CIMA offers a wide range of services, including emergency care, surgery, diagnostics, and specialist consultations. This hospital is located in the Escazu neighborhood.
• Hospital Clínica Bíblica: Located in the downtown area, this private hospital is known for its nice facilities and high-quality care. The hospital offers everything from emergency services to specialized care.

If I had a choice, I would go to CIMA. It is more modern and you will have a higher chance of finding bilingual staff that speaks English.

If you are sick and just need medicine, head to a pharmacy. A lot of medicines that often require a prescription in North America or Europe can be bought over the counter here. You will need to speak to an employee, who will advise you and get you the medicine you need.

Travel Tip: You might not find a pharmacist who speaks English, but Google Translate is very helpful. There is a talk feature in which you can speak in English and it will translate it to Spanish and vice-versa.

If you need to see a doctor, I suggest asking your hotel for help. They can advise you and possibly even contact a local doctor for you.

If you need an ambulance, 9-1-1 is the universal emergency number for all types of emergencies (medical, police, and fire). You can call this number from any phone, and operators can provide assistance in both Spanish and English.

Travel Tip: If your injury is the result of a traffic accident, assault, or another crime, it’s important to file a police report (denuncia) with the OIJ. This is especially necessary if you intend to file an insurance claim or take legal action. This can be done at any police station.

Don’t forget travel insurance! When visiting Costa Rica, it’s important to have travel health insurance that covers medical expenses.

Most private hospitals and clinics require payment upfront or proof of valid insurance.

It’s common for hospitals to provide detailed receipts, which you can submit to your insurance provider for reimbursement if payment is required at the time of service.

Having insurance ensures that you can focus on getting the care you need without financial stress.

Purchase Your Travel Insurance Here

Emergency Contacts

• 911: The main emergency number for police, ambulance, and fire services in Costa Rica.
• Hospital CIMA San José: (+506) 2208-1000 (Private hospital, highly recommended for travelers)
• Hospital Clínica Bíblica: (+506) 2522-1000 (Private hospital in central San José)
• U.S. Embassy in Costa Rica: (+506) 2519-2000 (If you are a U.S. citizen, the embassy can assist in case of emergencies)
• Canadian Embassy in Costa Rica: (+506) 2242-4400
• British Embassy in Costa Rica: (+506) 2258-2025

Our Opinion on the Safety of Jaco

I find Jaco to be a bit sketchy even in the daylight. It’s just not really my favorite place to be. We have also never had any crimes committed against us here, but a few friends have had some negative interactions.

One friend left their wallet buried in the sand while swimming and it was stolen. They didn’t realize that someone had watched them hide it.

Another friend was approached by a prostitute at night who asked for the aluminum foil from his cigarette package to use for drug consumption in exchange for sexual favors. Our friend quickly got himself far away from that situation.

I have also heard of some men being overly aggressive in the nightclubs in town.

Really, my negative thoughts are on Jaco as a whole as a place rather than based on safety. I think there are just so many nicer places to visit in the country. However, if you find yourself in this area you should feel mostly safe by following our tips.

For more info on visiting this area check out our complete Jaco Travel Guide.

Conclusion: Safety in Jaco

And there you have it, all things safety in Jaco! In general, you should feel mostly safe here. We have never had any negative experiences, but I think we also take extreme caution.

If you have any questions on protecting yourself in Jaco don’t hesitate to leave them in the comment section below. we are always happy to help you plan.

Also, don’t forget these travel essentials!

• Stay protected: Get travel insurance to cover medical emergencies, theft, and trip cancellations.
• Stay connected: Purchase an eSIM for reliable data coverage while traveling in Costa Rica.

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